Adding Seasoned Trade lines

Did you know that you could drastically increase your FICO score just by adding seasoned trade lines?
A seasoned trade line is a line of credit that the borrower has held open in good standing for a long period of time, typically at least 2 years. A controversial practice involving seasoned trade lines, sometimes called piggybacking, uses a creditworthy borrower's accounts to improve the credit rating of an unrelated third party.
The creditworthy borrower adds the third party as an authorized user of his lines of credit, but does not actually provide the third party with materials (credit cards, account numbers, etc.) that would permit the third party to make charges against that account. The benefit to the third party is an improvement in their personal credit rating—they now appear to have a long and favorable credit history, and their FICO Score increases. This makes the third party look like a better credit risk, and improves the third party's access to new credit. If the third party is dealing with a lender who uses risk based pricing, then their artificially inflated credit score may translate into a substantially lower imterest rate.
Unfortunately the large credit companies have caught on and it's not as an effective technique as it once was.
But one thang thats still works wonders on your FICO is Purchasing a High Credit Limit.

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